Case Book

As a pioneering law firm in the field of contingency-fee debt recovery, Christensen Law Firm relies upon a number of judicial decisions, a number won by our own lawyers, on a regular basis. Copies of these cases are provided to allow our lawyers and agents to readily access them from shared or public computers. Most of these cases can also be found at www.canlii.org. 

 

Acceptance of a credit card agreement by conduct

Glendale (Atlantic) Ltd. v. Gentleman et al., 1977 CanLII 1794 (NS CA) at 318.

Saint John Tug Boat Co. Ltd. v. Irving Refining Ltd., [1964] SCR 614, 1964 CanLII 88 (SCC) at paras. 18-21, 23, 27.

Capital One Bank v. Ramirez-Rodriguez, 2017 CanLII ONSC 3536.

 

Acceptance of a credit card agreeement by conduct

Citi Cards v. Ross, 2014 ONSC 114 (CanLII).

Royal Bank of Canada v. Raincock, 2013 CarswellOnt 5915, 2013 ONSC 2876.

Royal Bank of Canada v. Lau, 2008 CanLII 64679 (ON SC).

Bank of Montreal v. Glendale (Atlantic) Ltd., 1977 CarswellNS 12 at para. 93, 1 B.L.R. 279, 20 N.S.R. (2d) 216, 76 D.L.R. (3d) 303.

 

Acquiescence to Interest Rate

Canadian Imperial Bank of Commerce v. Donnelly, 2009 CanLII at paras. 34 - 37. 

 

Action Dismissed without Hearing Submissions from Parties

Kipiniak v. K. Dubiel, 2011 CanLII (ONSC 825) at paras. 2, 16-25, 33-40, 42, 44-49, 63.

Capital One Bank v. Ramirez-Rodriguez, 2017 ONSC 3536.

 

Affidavit - By Counsel or Staff

Ferreira v. Cardenas, 2014 CanLII (ONSC 7119) at paras. 12-16.

Garrick v Dalzine, 2015 CanLII (ONSC 2175) at paras. 3, 7-9.

 

Alias Writs

Acrylic Fabrication Limited v. Paul Jeffrey, 2014 CanLII (ONSC 3676) at paras. 52-56, 59, 72, 80.

Adelaide Capital Corporation v. 412259 Ontario Ltd., 2006 CanLII 34725 (ON SC) at paras. 8-11, 13, 15, 16.

Burns v. Ontario Society for Prevention of Cruelty to Animals, 2012 CanLII (ONSC 339) at paras. 8-9.

Colombe v. Caughell et al., 1985 CanLII 2258 (ON SC) at paras. 3, 4, 6.

 

Application of Payments

Fleishman v. The Queen, 1998 CanLII 251 (TCC) at para. 10. 

 

Collection Expenses 

Capital One Bank v. Ioupatova, (September 23, 2011), Richmond Hill SC-10-00086008-00 (Ont. S.C.J. Sm. Cl. Ct.). 

Capital One Bank (Canada Branch) v. Schaus, (December 6, 2010), Guelph SC-10-000314-0000 (Ont. S.C.J. Sm. Cl. Ct.).

Capital One Bank v. Matovska; Capital One Bank v. Blackwell; Capital One Bank v. Semple, 2007 CanLII 37015 (ON SCDC).

 

Compound versus Simple Interest 

Bank of America Canada v. Mutual Trust Co., [2002] 2 SCR 601, 2002 SCC 43 (CanLII); 211 DLR (4th) 385; 159 OAC 1.

 

Court Not to Raise Issues Not Raised by the Parties 

Canadian Imperial Bank of Commerce v. Rajshree Prasad et al., 2010 CanLII (ONSC 320) at para. 10.

 

Defence of non est factum

Marvco Colour Research Ltd. v. Harris, [1982] 2 SCR 774, 1982 CanLII 63 (SCC); 141 DLR (3d) 577; 20 BLR 143.

 

Entitlement to contractual interest rate

Citi Cards v. Ross, 2014 ONSC 114 (CanLII).

Capital One v. Toogood, 2013 ONSC 5440 (CanLII).

Capital One Bank (Canada Branch) v. Hussey, (June 26, 2012), Lindsay 31-12 (ONSC Div. Ct.).

Capital One Bank v. Matovska; Capital One Bank v. Blackwell; Capital One Bank v. Semple, 2007 CanLII 37015 (ON SCDC).

Bank of America Canada v. Mutual Trust Co., [2002] 2 SCR 601, 2002 SCC 43 (CanLII); 211 DLR (4th) 385; 159 OAC 1.

 

Judicially Supervised Sale

Canaccede International Acquisitions Ltd. v Abdullah, 2015 ONSC 5553 (CanLII).

Royal Bank of Canada v. Trang, 2014 ONCA 883 (CanLII).

Royal Bank of Canada v. Trang, [2016] 2 SCR 412, 2016 SCC 50

Citi Cards Canada Inc. v. Pleasance, 2011 ONCA 3 (CanLII).

 

Judgment at Settlement Conferece

Bank of Montreal v. McConnell, 2008 WL 4142409 (Ont. S.C.J.), 2008 CarswellOnt 5187.

 

Limitation periods

Bank of Nova Scotia v. Mazin, 2010 CarswellOnt 7993, 2010 ONSC 5827.

Brown v. Baum, 2016 ONCA 325 (CanLII)

407 ETR Concession Company Limited v. Day, 2016 ONCA 709 (CanLII)

Strong v. Kisbee (Estate Trustee), 2000 CanLII 16831 (ON CA) at paras. 34-38.

Presidential MSH Corp. v. Marr, Foster & Co. LLP, 2017 CarswellOnt 5780, 2017 ONCA 325, 277 A.C.W.S. (3d) 852 

 

 

Misnomers

Ormerod v. Strathroy Middlesex General Hospital, 2008 CanLII 68176 (ON SC).

 

Motions to strike, Small Claims Court

Van de Vrande v. Butkowsky, 2010 ONCA 230, 2010 CarswellOnt 1777.

 

Natural Justice and Procedural Fairness

Princess Cruises v. Nicolazzo, 2009 CanLII 28217 (ON SCDC) at para. 11.

 

Noting in Default 

Hans v. Mohammadi, 2005 CanLII 21090 (ON CA) at para. 11.

 

Obligation to give reasons for judgment

Loans Till Payday v. Brown, 2010 CarswellOnt 9151, 2010 ONSC 6639.

 

Order on the court's own motion

Lamond v. Smith, [2004] O.J. No. 3224, 2004 CarwellOnt 3176.

 

Partial Payment Restarts Limitation Period

Montcap Financial Corporation v. Schyven, 2011 CanLII (ONSC 4030) at para. 26.

 

Setting Aside Dismissal

Eugenia Soldatova v. Antonietta Bruno, 2011 CanLII (ONSC 2003) at paras. 12-16, 19, 29-31.

 

Severing Joint Tenancy

Minniti v. Canadian Tire Bank

 

Small Claims Court as a court of law

Capital One v. Toogood; Capital One v. Wright, 2013 ONSC 5440 (CanLII).

936464 Ontario Ltd. v. Mungo Bear Ltd., 2003 CanLII 72356 (ON SC); 74 OR (3d) 45;  [2003] OJ No 3795 (QL).

O'Shanter Development Corp. v. Separi, 1996 CarswellOnt 1701. 

Travel Machine Ltd. v. Madore (1983), 143 D.L.R. (3d) 94; 1983 CarswellOnt 901 (Ont S.C.).

Sereda v. Consolidated Fire and Casualty Insurance Co., 1934 CanLII 133 (ON CA); [1934] OR 502; [1934] 3 DLR 504.

 

Stare Decisis

Capital One v. Toogood, 2013 ONSC 5440 (CanLII).

Frost Insurance Brokers Ltd. v. McMorrow, 2005 CarswellOnt 5994.

Mcnaughton Automotive Ltd. v. Co-Operators General Insurance Co., 2001 CanLII 21203 (ON CA); 54 OR (3d) 704; 151 OAC 252.

Jenica Holdings Inv. v. Larromana, 1998 CarswellOnt 1207 (Sm. Cl. Ct.).

Holmes v. Jarrett, 1993 CanLII 8479 (ON SC); 68 OR (3d) 667; [1993] OJ No 679 (QL).

Leroux v. Co-operators General Insurance Co. (C.A.); 1991 CanLII 7054 (ON CA); 4 OR (3d) 609.

 

Trial by Affidavit

Capital One Bank v. Ioupatova, (September 23, 2011), Richmond Hill SC-10-00086008-00 (Ont. S.C.J. Sm. Cl. Ct.)

Woolcott v. Rocheleau, 2010 CarswellOnt 4345.

Winters v. Turner, 2009 CarswellOnt 8159, 89 R.P.R. (4th) 291, 68 B.L.R. (4th) 102.

VFC Inc. v. Balchand, 2008 CanLII 5119 (ON SCDC); 291 DLR (4th) 367; 233 OAC 359.

Smith v. Citifinancial Canada Inc., 2001 CarswellOnt 1878.

O'Connell v. Custom Kitchen & Vanity, 1986 CarswellOnt 414, 11 C.P.C. (2d) 295, 56 O.R. (2d) 57, 17 O.A.C. 157.

Sears Canada Bank v. Charlie Rice (11 January 2008) Transcript, Unreported (Burlington)

 

Unwarranted Adjournments and Delays

Minniti v. Canadian Tire Bank

 

Contingency based collection means that payment for our work is contingent upon our success. If we are unsuccessful in our attempts to collect, you pay no fee.

Testimonials

The Capital One matter is a severe blow to an already battered body and the various individuals who were calling me on it ran the gamut from cold to indifferent to abusive. Not one of them responded to me with the idea of working together to solve the problem. Not one of them responded to my primary concern… I am writing this note to you, Mr. Christensen, to simply let you know that people like myself, who are going through a rough period, truly appreciate a voice on the other side of the telephone that sounds like a fellow human being.

- Ken G.