• HUMANIZING DEBT COLLECTION

    How We Are Different : Sophisticated legal expertise with a dignified, respectful, all-bite-and-no-bark manner. We assist your customers to pay what they owe you, using court enforcement as required.

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  • Not a
    Collection
    Agency

    We generate thank-yous from your customers, not complaints, while getting you higher recoveries than collection agencies

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  • Not a Traditional Law Firm

    We carry the cost burden of suing. Our clients only pay out-of-pocket disbursements until we recover money. That includes obtaining and enforcing judgment, defending groundless counter-claims and responding to meritless appeals.

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Let's Get Started

BITE VS. BARK

As a law firm, we do not resort to the disreputable tactics that have given debt collection a bad name. As we can recover full interest and collection costs from a suit- worthy delinquent customer, we help your customer pay voluntarily or simply obtain and enforce judgment. No empty threats. No tricks. No fuss.

We generate thank-you notes, not complaints.

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CONTINGENCY-BASED DEBT COLLECTION

We charge you no fee unless we recover money for you. No worrying about our hourly rates. No worrying if you are throwing good money after bad.

Our fee is a share of what we recover for you.

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ACCESS TO JUSTICE

We expertly recover debts for banks and other large credit granters. But what about smaller creditors? We offer access for you as a small credit granter to the same sophisticated law firm contingency fee debt collection services  we supply to our largest clients.

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Pioneering Law Firm Contingency-Fee Collections with ScotiaBank

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We were impressed with the results he achieved in the pilot we did with him.  The collection agencies we usually used for the files assigned him regularly settled the claims for a discount and often generated complaints from our customers whose business we hoped to win back when times were better for them.  On files agencies would have compromised, Todd recovered not only 100 percent of the amount owing, but also collection costs...

 

Read more about this and other legal innovations by CLF >

Testimonials

The Capital One matter is a severe blow to an already battered body and the various individuals who were calling me on it ran the gamut from cold to indifferent to abusive. Not one of them responded to me with the idea of working together to solve the problem. Not one of them responded to my primary concern… I am writing this note to you, Mr. Christensen, to simply let you know that people like myself, who are going through a rough period, truly appreciate a voice on the other side of the telephone that sounds like a fellow human being.

- Ken G.

Thank you so much for your help. You've made what could have been a stressful and frustrating experience less and almost enjoyable.

- Dawn K.