Court Enforcement

When the debtor has the ability to pay the debt and simply refuses to do so resulting in the need for court enforcement, we can often recover the full principal and interest owing and much of the costs of collection for our client. We can also ensure that the bad debt is reported on the debtor’s credit record if our client would like to do so.

If pre-litigation law firm collection action (see Pre-Litigation Law Firm Collection Action) is unsuccessful, we identify an enforcement avenue, obtain client instructions to do so, then sue, obtain and enforce judgment. Judgment is enforced through garnished wages or bank accounts, filing a writ of seizure and sale against the home and other real estate, or forcing the sale of real estate, if requested by our client, using the judicially-supervised sale process we pioneered in Ontario. We have particular expertise in judgment enforcement with an arsenal of other tools that ensure that if judgment debtor has the means to pay, we can almost always find a way to enforce the judgment (see Judgment Enforcement).  At any point during the process, we are open to settling the debt for what our client feels is reasonable given the circumstances.  

Contingency based collection means that payment for our work is contingent upon our success. If we are unsuccessful in our attempts to collect, you pay no fee.

Testimonials

Collectrite Credit Bureau Collections referred our office to the Christensen Law Firm after recovering $42,000 of a $140,000 delinquent debt owed to us by a commercial customer. Due to the poor results that we had in the past with paying lawyers by the hour, we were leaning towards writing off the remainder of the debt. Mr. Christensen put his money where his mouth is and offered to work on a contingency fee basis and charge only for upfront court costs. They assumed we were paying Mr. Christensen by the hour and would fold, but he was true to his word and didn’t charge any hourly fees; just a percentage of what he recovered. Mr. Christensen first won a motion for summary judgment on our behalf in Superior Court. Christensen Law Firm recovered $117,000 on our original debt of $98,000. Using Christensen Law Firm not only obtained the money that was owing to us; but it also gave us the satisfaction to see someone who had lied to us, cheated us and made false accusations against us; be held accountable and proven wrong in court.

- Tom Smith, Registered Insurance Broker, John F. Smith Insurance Brokers Ltd.