Pre-Litigation Law Firm Collection Action

In head-to-head competitions with large collection agencies, we outperform them by a significant margin in pre-litigation collection action.  Being a law firm, we create a higher sense of urgency in debtors because they believe and we in fact do pursue suit-worthy accounts in court if they don’t pay voluntarily.  Our “all bite, no bark” approach starts in this collection-action phase.  We are respectful and helpful and are able to resolve more accounts with more good will than a collection agency.

We begin the collections process by sending the delinquent debtor a law-firm demand letter, and then following up with a phone call if he or she does not call us first.

Our initial objective is to give the debtor an opportunity to take care of the debt voluntarily. If the debtor speaks with us, we make suitable payment arrangements, offering a discounted settlement or payment arrangements if cooperative financial disclosure shows an inability to pay the full debt.

If the debtor fails to communicate with us or refuses to pay voluntarily, we identify an enforcement avenue, obtain client instructions to do so, then sue, obtain and enforce judgment. See Court Enforcement.

Contingency based collection means that payment for our work is contingent upon our success. If we are unsuccessful in our attempts to collect, you pay no fee.

Testimonials

Collectrite Credit Bureau Collections referred our office to the Christensen Law Firm after recovering $42,000 of a $140,000 delinquent debt owed to us by a commercial customer. Due to the poor results that we had in the past with paying lawyers by the hour, we were leaning towards writing off the remainder of the debt. Mr. Christensen put his money where his mouth is and offered to work on a contingency fee basis and charge only for upfront court costs. They assumed we were paying Mr. Christensen by the hour and would fold, but he was true to his word and didn’t charge any hourly fees; just a percentage of what he recovered. Mr. Christensen first won a motion for summary judgment on our behalf in Superior Court. Christensen Law Firm recovered $117,000 on our original debt of $98,000. Using Christensen Law Firm not only obtained the money that was owing to us; but it also gave us the satisfaction to see someone who had lied to us, cheated us and made false accusations against us; be held accountable and proven wrong in court.

- Tom Smith, Registered Insurance Broker, John F. Smith Insurance Brokers Ltd.